A comprehensive introduction to the subject of lending. Key terminology is explained as the main areas of lending are examined in detail. The most common types of financial vehicles are identified, along with the legal and regulatory requirements that surround said vehicles.
In this module, your learners will explore the key areas of credit risk and credit ratings, and the role that credit reference agencies play. They will take an in-depth review of different types of loan, from mortgages and payday loans to overdrafts and peer-to-peer loans. and identify the legislative and regulatory rules of lending, as set out by the FCA and the Consumer Credit Act.
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